![]() Here’s everything that’s included with the program: Smart Money Secret includes the Smart Money Secret text (printed and delivered to your house) along with a series of bonuses. You also get letters you can send to your creditors to prevent them from harassing you which is a pretty big deal in itself given how harsh and tedious these agencies and collection services can be. In any case, Smart Money Secret gives you a specific set of instructions that helps set you up to speak the 11 word phrase. Jay claims that hidden within these regulations is a powerful 11 word phrase that – when used in exactly the right away – activates a “powerful credit protection mechanism” that instantly prevents creditors from harassing you.
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